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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Right on time

Quick finance, and very easy payment. Very good Reviewed on: 21st February 2023

Excellenct experience

Good customer care and crefit card rate Reviewed on: 21st February 2023

Great credit card

Love managing it via the app keep updated with payments and u can set limits Reviewed on: 21st February 2023

Thanks

Can't thank you enough for the service you provide Reviewed on: 21st February 2023

Excellent product

I find Zopa very easy to communicate with. The app is extremely user friendly Reviewed on: 21st February 2023

Friendly

Always happy to help and advises with different things Reviewed on: 21st February 2023

probably the best card i have!!

Really simple app, great to have 2 separate limits one for transfers one normal. highly recommend Reviewed on: 21st February 2023

Credit card

Good easy to use credit card with easy to use app Reviewed on: 21st February 2023

Easy app great service no hidden costs

Easy app great service no hidden costs Great company everythings simple. Helps there when you need it. Reviewed on: 21st February 2023

Quick and easy

Amazing customer service and great rates. Reviewed on: 21st February 2023

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