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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa's Service experience is great

The services received from Zopa's app is great. User experience is superb. The information you need can be retrieve with limited efforts and clear. Reviewed on: 21st February 2023

Excellent chive no hassle

Great service card came quick easy to use easy to use app fabulous choice of cc Reviewed on: 21st February 2023

Amazing

The app is so easy to use and easy to keep on top of. Amazing Reviewed on: 21st February 2023

Most helpful

Very quick response, easy and clear use. Overall great experience Reviewed on: 21st February 2023

Handy card

Low amount is useful on card helps me build my credit score Reviewed on: 21st February 2023

Best leader

Good experience and I can recommend the company to friends and families m Reviewed on: 21st February 2023

Low interest

Low interest is always a bonus, the app for the card is really easy to navigate around, it’s a plus son it all Reviewed on: 21st February 2023

Very customer friendly Credir Card service

Very easy to signup - Phone App very easy to setup - and it is very easy to keep track off and manage my account on the App. I love the 'Credit Cushion' feature that always ensures u do not overspend Reviewed on: 21st February 2023

Reliable, conviennent and easy to use

I’m so glad I got my Zopa credit card as it’s such an easy to use, very detailed experience. I’ve been able to build my score up quickly whilst filling understanding and learning a lot more about credit Reviewed on: 21st February 2023

So easy to use

With low credit, I used this card to build up my score while keeping interest rates low. Would highly recommend. Such an easy app to navigate too Reviewed on: 21st February 2023

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