Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent service

Great service, no complaints or issues experienced Reviewed on: 21st February 2023

Very good

Easy to use the money and easy to pay back too Reviewed on: 21st February 2023

Best credit card on the market.

Zopa is easily the best credit card i have ever owned, everything in the app is easy to use and they stay in contact to make sure you don't overspend also if ever i have had to contact them by phone or email my query is always dealt with immediately and most importantly you get to speak to someone quickly or they get back to you promptly. I cannot praise them enough . Reviewed on: 21st February 2023

Excellent

Top notch excellent service well coordinated Reviewed on: 21st February 2023

Easy and up front

everything about their processes and customer care is easy and understandable Reviewed on: 21st February 2023

friendly,helpful,understanding and polite.

I have always had help when needed Reviewed on: 21st February 2023

Excellent company

I've had a good experience with this company. Great communication. Reviewed on: 21st February 2023

Amazing credit

I absolutely love Zopa. Very efficient and if you get any issues they’re dealt with in a friendly manner Reviewed on: 21st February 2023

Brilliant Little life saver it helps to build your credit

Zips are amazing for not charging extortionate interest so you can build on your credit Reviewed on: 21st February 2023

Instantaneous no nonsense credit

Since I have had this card it has been smooth sailing. The app is superb and updates instantly. So far so good. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

marbles credit card
from NewDay 4.44 from 543 reviews
Credit card
from 118 118 Money 4.73 from 5645 reviews
All in One Credit Card
from Santander 4.39 from 24 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub