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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43498 reviews)

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4.94

Based on 43,498 reviews, last reviewed 22nd Mar 2026

155950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class Have used Zopa for a while now and gave always found them very reilable and always excellant service. Any transactions show right away in your account... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43498)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy user interface that makes paying your balance e...

Easy user interface that makes paying your balance easy and stress free a very user friendly app indeed Reviewed on: 15th January 2026

Great experience interest is a little hight but expe...

Great experience interest is a little hight but expected when having bad credit Reviewed on: 15th January 2026

Always a quick chat to solve any issues I have.

Always a quick chat to solve any issues I have. I haven’t had a bad experience with any customer support rep in my time and all the services and app are easy to use. Would highly recommend Zopa to my friends and a great way to manage money Reviewed on: 15th January 2026

Zooa is Quality Card to have over all

Have to say since i have applied for a Zooa account I have had good experience. I can withdraw cash anywhere UK and abroad America and South Africa and had no issues. I have my statements and i get a notification when my DD is due to come out so im always prepared for oayments. Makes my life breeze and thank you. Reviewed on: 15th January 2026

Great service

Been really helpful extending my credit amount . Inform me in time to when need to make payments Reviewed on: 15th January 2026

Easy to use app and helpful online

Easy to use app and helpful online Reviewed on: 15th January 2026

Fantastic Credit provider

Easy to apply It has been an absolutely life saver and it has taken a lot of pressure of my shoulders and the fact that they keep us informed on how I am doing and reminds us when payments are due so reduces the risks of late payments Reviewed on: 15th January 2026

It is very good and well worth the application

It is very good and well worth the application Reviewed on: 15th January 2026

Very helpful and very easy explanations

Very helpful and very easy explanations Reviewed on: 15th January 2026

From start to finish been great .

From start to finish been great . Being a new customer had questions and they were so helpful which to me is a major point when i buy anything at all Reviewed on: 15th January 2026

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