Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best credit card

Very good, reliable, honest, uodate on score, update on history and give you option to top up credit loan, very friendly company and have already recommended to lots of people Reviewed on: 21st February 2023

User friendly, simple

Easy smooth process, love the app. All very easy! Reviewed on: 21st February 2023

Brilliant service

Fantastic service from the start no trouble at all, brilliant credit card, definitely recomend Reviewed on: 21st February 2023

helpful and convenient

Zopa credit card has been great for me as been able to spread costs through these tough times and they always keep you up to date on stuff like limits, spending, offers etc. Reviewed on: 21st February 2023

First class service

First class service who treat you like an individual and help you to grow Reviewed on: 21st February 2023

easy to use

the app is easy - all communication is great and service is great Reviewed on: 21st February 2023

Easy to pay and pay back

Fast payment eas, to use and check where you are with your credit Reviewed on: 21st February 2023

Lender with confidence

A lender who keeps you informed of all matters of your account Reviewed on: 21st February 2023

Great credit card

Great credit card, easy to use app with good features such as borrowing power updates Reviewed on: 21st February 2023

easy to manage

it has been easy to keep track of my money and a easy service and great online app. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.73 from 28695 reviews
Platinum credit cards
from Barclaycard 4.04 from 337 reviews
Nectar credit card (discontinued)
from Sainsburys Bank 3.44 from 97 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub