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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to take monay

It is very good over…………………………….. Reviewed on: 21st February 2023

Great app easy to use

Really like this shows you everything you need to know all in one place Reviewed on: 21st February 2023

Brilliant service

Zopa are a friendly company and nothing to much trouble Reviewed on: 21st February 2023

Great customer service

Very professional and great offers Reviewed on: 21st February 2023

Great Card

It has been the best credit cared I have had to build up my credit score. The interest rate is good Reviewed on: 21st February 2023

Best credit consumer

Nice and helpful advice. Easy to use card i’ve never had any problems nice and easy set up Reviewed on: 21st February 2023

Credit card

Amazing to be a part of Zoe. Overall Zopa has been my best experience with credit cards so far. The app is excellent, easy to use and has great benefits too. Reviewed on: 21st February 2023

Great card

Offers good knowledge about account and how best to manage your finances with tools to support you and easy read information. Reviewed on: 21st February 2023

Best and easy to use mobile credit card app

I am so happy and fulfilled with their mobile app an quick and easy way to please you Reviewed on: 21st February 2023

Quick and easyto use on app

Quick and easyto use on app, good customer service Reviewed on: 21st February 2023

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