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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good credit card

They are very informative and keep in touch with you via email. The app is brilliant and you can see what your spend and payments are Reviewed on: 21st February 2023

My most used credit card

Zopa is the best value and easiest to understand when it comes to credit cards as well as having great customer service Reviewed on: 21st February 2023

Good

Very good service thank so much Reviewed on: 21st February 2023

Smashing company

Easy to deal with and very friendly staff, deals are good and they look after there customers Reviewed on: 21st February 2023

Customer service who actually care

I have had the best customer service from zopa when I lossed my job they were there when I was struggling they were there . Not just to help but best advice too . I recommend to my family and friends. Reviewed on: 21st February 2023

Quick easy and simple

I have been using for a year now and just overall very happy Reviewed on: 21st February 2023

Credit Card

It’s very useful normal interest not higher and customer support is very excellent Reviewed on: 21st February 2023

Great app and service especially if you travel often.

I use Zopa Credit Card often and love the fact that they don't have hidden charges when I use it abroad. Reviewed on: 21st February 2023

Great service

Great customer service would recommend Reviewed on: 21st February 2023

Great!

I like working with ZOPA. Can see everything in the app. Easy to be accepted. Totally recommend it! Reviewed on: 21st February 2023

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