Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

5
Great company, easy to use app very user friendly Reviewed on: 21st February 2023

Yes

5
Excellent service and very fast and convenient Reviewed on: 21st February 2023

Straight forward, clear credit

4
Very impressed with Zopa; I have a credit card with them which is extremely easy to manage. Easy to navigate app with clear information on monthly payments, interest and credit limit. Customer services is extremely good too Reviewed on: 21st February 2023

Great friendly customer service

5
Simply easy and straight forward great company Reviewed on: 21st February 2023

Zopa an excellent credit card

5
Excellent customer service and easy to get hold of. Always know what your budget is. Reviewed on: 21st February 2023

quick easy and affordable

5
Quick easy process affordable repayments. App can show amount lent and balance transfers balance Reviewed on: 21st February 2023

Good credit card

5
Zopa akways keep me update about changes . The app is great to pay back to money, to see the interest and balance. Reviewed on: 21st February 2023

Customer service second to none

4
Easy application on line and swift reply. The card arrived before due date. Reviewed on: 21st February 2023

Great card

5
Easy to set up, great reviews, good offers. Would highly recommend ( I have already ) Reviewed on: 21st February 2023

Great company

5
I’m enjoying the zopa app I love how easy it is to use and how easily I can find everything on it never had a problem with zopa yet great company Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products