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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Wonderful to open nice balanced credit limit easy to...

Wonderful to open nice balanced credit limit easy to pay Reviewed on: 15th January 2026

Very easy to apply for.

Very easy to apply for. Everything went nice and smooth, no issues at all. Reviewed on: 15th January 2026

Very good company to deal with great customer care a...

Very good company to deal with great customer care and easy to talk to App is easy to use Reviewed on: 15th January 2026

Professional, good communication

Professional, good communication Reviewed on: 15th January 2026

The most straight forward and easy card to use.

The most straight forward and easy card to use. The app is brilliant too. Reviewed on: 15th January 2026

Absolutely Amazing

Using ZOPA has helped me improve my credit score and it’s easy to use very manageable and would 100% recommend Reviewed on: 15th January 2026

No problems with zopa credit card.

I have never had any problems with zopa credit card. It has many extra features to any other credit card I've ever had I can even turn off taking cash payments out on my zopa app it's just brilliant for what I require. Reviewed on: 15th January 2026

Easy to deal with company

Very good communication & a simple to use app. Carf is easy to use as is making repayments Reviewed on: 15th January 2026

My Zopa credit card has my finances under control.

My Zopa credit card has helped me get back in control with my finances. The app is super easy to use and whenever I have needed to make a call the call handler is always able to assist and help me. I have a Zopa credit card and have also had a previous loan with Zopa which is now paid off in full. Great service. Reviewed on: 15th January 2026

I struggled to get a credit card due to a bad credit...

I struggled to get a credit card due to a bad credit history. Zopa listened to me gave me a card and set me on the way to repairing the damage Reviewed on: 15th January 2026

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