Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card and great service provided.

5
Great card and great service provided. Reviewed on: 15th January 2026

Fantastic credit card provider.

5
Fantastic credit card provider. Easy to use app with straight forward clear and easy to understand information information. It has been a pleasure using my Zopa credit card Reviewed on: 15th January 2026

Good. l thanks

5
Good very good.veey,very good...thanks Reviewed on: 15th January 2026

Best About

5
Easy to use. App excellent to navigate Reviewed on: 15th January 2026

Excellent service with super easy app to keep track

5
Excellent service with super easy app to keep track Reviewed on: 15th January 2026

I’ve not had to communicate with them much but when...

5
I’ve not had to communicate with them much but when I have it’s been prompt Reviewed on: 15th January 2026

Have been with zopa for a while now and havnt had an...

5
Have been with zopa for a while now and havnt had any issues at all the whole zopa experiance has been flawless keep up the good work. Reviewed on: 15th January 2026

Help People

5
Many thanks for the help! Many thanks for the help! Many thanks for the help! Reviewed on: 15th January 2026

Great Company

5
Very easy to contact and very helpful with any problems or queries. The easy way of applying for a card is a great way to increase your credit score. Reviewed on: 15th January 2026

Excellent credit card provider with fantastic custom...

5
Excellent credit card provider with fantastic customer service Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products