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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helpful

Zopa are always two steps ahead and notify with any upcoming payments. Their app is very simple and would be very convenient for the elderly, but the layout of the app is also amazing Reviewed on: 21st February 2023

Excellent service

Excellent service easy straight forward application. Reviewed on: 21st February 2023

Excellent app

The online app is superb. Also you can add money instantly Reviewed on: 21st February 2023

Excellent

Brilliant honest service Reviewed on: 21st February 2023

So easy to use

This credit card is so simple to use you can keep track of everything on the app and are in total control of your finance Reviewed on: 21st February 2023

Best credit card facility

Efficient, responsive customer service Reviewed on: 21st February 2023

Quick and useful

Quick to apply and get a decision. Its been very useful to monitor my credit and see what I need to do to improve. Reviewed on: 21st February 2023

Happy customer

Very easy to use payments are processed immediately and acknowledged immediately too. Very happy usi g thus card. Reviewed on: 21st February 2023

Reasonable Credit Card

easy to use app, a range of payments that can be made, customer service is always helpful and polite. Reviewed on: 21st February 2023

Easy and straight forward

Easy to apply and manage within app. Payments easy and fast with no hassle Reviewed on: 21st February 2023

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