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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brill company

Great company. They do not let me over spend and help me keep on track with the easy to manage app. I can set my own limits on my card and if i ever need any help or advice, the team are always very friendly and supportive. Reviewed on: 21st February 2023

Excellent service

Very glad to be using Zopa. Their service is excellent and invaluable Reviewed on: 21st February 2023

Simply the best

Found the card and app fantastic simple and user friendly. Payments instantly unlike others still in the stone age. Reviewed on: 21st February 2023

Great service

Everything is always good with a Zopa card in my pocket Reviewed on: 21st February 2023

Fantastic

Brilliant service..everything just great. Can't complain. Thank you Reviewed on: 21st February 2023

Helping bad credit people

The only credit card I was able to get in difficult times. Amazing company Reviewed on: 21st February 2023

Marvellous

Brilliant company, helpful and friendly Reviewed on: 21st February 2023

Great company

Awesome company to deal with, extremely easy to use app. Reviewed on: 21st February 2023

Very simple sign up, easy card to manage

Easy sign up process, and once completed everything can be managed in the app, from payments to viewing statements. Increases only occur after being consulted if you want it too.. great card to have & would definitely recommend Reviewed on: 21st February 2023

Great credit card

Brilliant credit card and brilliant app to keep track of where you are on it Reviewed on: 21st February 2023

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