Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent and efficient

The perfect company to help build credit Reviewed on: 21st February 2023

Awesome

Feasible card with lesser charges Reviewed on: 21st February 2023

Good company

Always treated fairly good Credit card Reviewed on: 21st February 2023

Such a great company

Great card. Great company that keeps you on top of your spending and keeps you right. Reviewed on: 21st February 2023

You get what it says on the tin

Unbelievably easy to use, and very helpful Reviewed on: 21st February 2023

Spot on service

This card helped out in a lot of ways & helped me get back on track with my finances & most of all help me control my spending I would highly recommend this card Reviewed on: 21st February 2023

Couldn't be easier

Just great overall experience, I have a few credit cards but you can't beat Zopa. Reviewed on: 21st February 2023

No issues whatsoever

I can honestly say that I've never had any issues whatsoever as a zopa credit card customer. They have helped my improve my credit rating massively Reviewed on: 21st February 2023

Great service

Their website and application was easy and no drama Reviewed on: 21st February 2023

Not bad

Dose the job and not much more than that Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 4.20 from 24 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Classic credit card
from Capital One 4.16 from 302 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub