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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

easy application process

It was so easy to apply, get access to your finances on their app. Brilliant! Reviewed on: 21st February 2023

Excellent company

Excellent company The App is fantastic you can keep an outgoings and payments Keep up the good work INTREST is low APR Reviewed on: 21st February 2023

Good service and I have not been disappointed

The customer service team respond to you quick Reviewed on: 21st February 2023

Great credit card

I enjoy using my credit card as I know that the APR is good my my poor credit history and it’s helping me build it back up again. Reviewed on: 21st February 2023

Zopa are a responsible lender who really helped me when I was in a pickle

Can’t fault Zopa with their assistance with a credit card. From start to finish, itcwas an easy process and I wouldn’t hesitate to recommending them to friends & family Reviewed on: 21st February 2023

easy set up easy app

fantastic app and easy to use. The interest rate could be a bit better Reviewed on: 21st February 2023

Best credit card ever

The zopa is a very good credit card, it does not give you much interest rates and that ends up being wonderful for the customer, the app is easy to use, I really can not let go of this card, very good! Reviewed on: 21st February 2023

Easy and smart credit card provider

Never had an issue with Zopa. Easy to use, no hidden fees. Customer service friendly and have good technical expertise. Reviewed on: 21st February 2023

Peace of mind.

Easy to use, app is simple to navigate and quick to respond. Reviewed on: 21st February 2023

Amazing

zoma is wonderful, easy to apply, easy to use Reviewed on: 21st February 2023

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