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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing

Great company, great communication, fast decision and delivery of credit card. Reviewed on: 21st February 2023

Number one credit card company

very good service all round, polite operators, always there to listen and very professional Reviewed on: 21st February 2023

great customer service easy app.

Great service easy to use app and always alert you via text with changes etc. Reviewed on: 21st February 2023

Does the job

To be fair the card and app are straight forward and easy to use. Reviewed on: 21st February 2023

Awesome

They are a awesome team there app is easy to use if you have a problem they help you they don't belittle you Reviewed on: 21st February 2023

The most user friendly finance provider ever!

I am thrilled to have discovered Zopa. They have a huge variety of features to choose from to help you manage your finances more effectively. The main advantage of Zopa for me is the ease of use. The app is brilliantly designed, clean and extremely user friendly and the customer service is second to none. Would absolutely recommend Zopa to anyone looking for a forward thinking finance provider. Reviewed on: 21st February 2023

Fantastic first class Top brand

Can't fault Zopa they are outstanding Reviewed on: 21st February 2023

Building credit rating

Applied for Zopa got credit card and almost instantly started to see improvement in my credit rating would definitely ay go with them Reviewed on: 21st February 2023

Great card

Very easy to use helpful customer service Reviewed on: 21st February 2023

Credit card

Easy the use and pay on the app Reviewed on: 21st February 2023

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