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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Responsible lender

Definetly a responsibly lender great customer service no issues Reviewed on: 21st February 2023

Very easy to use

Handy to have the card as a Wi-Fi payment everywhere. Reviewed on: 21st February 2023

Great app, easy to use

Great app, information clear and easy to understand Reviewed on: 21st February 2023

Excellent

I like this company Zopa and recommend everyone.It is very good company. Reviewed on: 21st February 2023

Easy to use and manage

Zopa is a very easy to manage credit card. Reviewed on: 21st February 2023

Easy and great credit card

Very satisfied with my first credit card! Reviewed on: 21st February 2023

Free foreign currency transactions and best exchange rates.

Being an Airline Pilot I travel a lot. Historically, using my debit or credit card abroad always incurred fees and charges. However, I then discovered Zopa - no more foreign currency exchange fees or extortionate rates. Also, online shopping on European or other currency websites is feasible as I can choose to pay in GBP or using their own currency. Highly recommended Zopa credit. Reviewed on: 21st February 2023

Very good

I’m pleased with the experience Reviewed on: 21st February 2023

Affordable and good credit builder

Affordable and good credit builder Reviewed on: 21st February 2023

Amazing & friendly interface!

Amazing, really good interest & a great credit builder! Reviewed on: 21st February 2023

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