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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

User friendly and financial advice and guidance has...

User friendly and financial advice and guidance has been very informative for customers to support the eir credit rating Reviewed on: 15th January 2026

Excellent card easy to use.

Excellent card easy to use. Great serivice Reviewed on: 15th January 2026

Excellent card good customer service

Excellent card good customer service Reviewed on: 15th January 2026

Easy App Very Good service on line service's are eas...

Easy App Very Good service on line service's are easy to understand Reviewed on: 15th January 2026

Credit for everyone, good credit history builder card

Credit for everyone, good credit history builder card Reviewed on: 15th January 2026

They gave me a chance with ok credit unlike other pr...

They gave me a chance with ok credit unlike other providers and they are always happy to help would definitely recommend them Reviewed on: 15th January 2026

Would recommend.

I have enjoyed my Zopa Card since joining and would recommend. However I do wish they would permit wise transfer again. This is why I use my card less than I previously did. Reviewed on: 15th January 2026

Credit with ease

Ease of getting a zopa card and helpful staff if you need to phone them.really friendly and helpful if you have a problem. Reviewed on: 15th January 2026

Fantastic card facilities, with easy and fuss free a...

Fantastic card facilities, with easy and fuss free application process Reviewed on: 15th January 2026

Great card, Great customer service

Great card, Great customer service Reviewed on: 15th January 2026

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