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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The Best

Fast and professional service and perfectly matched loans. Reviewed on: 21st February 2023

Easy and helpful

Controlled borrowing and helpful updates, regarding borrowing. Reviewed on: 21st February 2023

Great service. Easy setup

Great service and no fuss m. Really happy with this product Reviewed on: 21st February 2023

Brilliant

Customer service absolutely first class Reviewed on: 21st February 2023

Great company to work with

Very easy to use and the app is great Reviewed on: 21st February 2023

Love it

I like using zopa card and it’s easy to use there service Reviewed on: 21st February 2023

Helpful and rewarding

Always in touch keeping me aware yet not bombarded with lit. Reviewed on: 21st February 2023

Good old fashioned service business

Customer always comes first and they go the extra mile to ensure their clients have the service they need Reviewed on: 21st February 2023

Easy, easy easy

Easy to apply, great service from Zopa Reviewed on: 21st February 2023

Excellent for Travelling, User-friendly App and Excellent Customer Service

I use my Zopa Credit Card for travelling all over Europe. It's one of the few credit cards that I can use without having to pay excessive foreign transaction fees. The app is also seamless, you can easily see your balance, make any payments and freeze your card if it's lost/stolen giving you that extra peace of mind. Customer service has been excellent for any issues that I've had, such as querying transactions. Reviewed on: 21st February 2023

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