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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

Great experience my first bank in uk and probably the last one aswell Reviewed on: 15th January 2026

Excellent app easy to use.

Excellent app easy to use. Although credit limit raises could be easier. Reviewed on: 15th January 2026

Not at the moment as a little busy at the moment.

Not at the moment as a little busy at the moment. Will do later though. Reviewed on: 15th January 2026

Easy to use

No problems easy to use and good customer service when needed Reviewed on: 15th January 2026

Great service and they keep you posted on your accou...

Great service and they keep you posted on your account and product's Reviewed on: 15th January 2026

Great and easy to use

Great and easy to use. Would recommend to anyone thanks Reviewed on: 15th January 2026

All round Excellent

Excellent service , reasonable rates, app very simple to use and navigate your way around Reviewed on: 15th January 2026

Good lender but be implementing...

Good lender, but believe as in US to be implementing and interest rate applicable cap and lot lower than currently Reviewed on: 15th January 2026

Great credit card

Love using my cable credit card for small things.Great,and easy to use. Reviewed on: 15th January 2026

Very easy to use,lords of useful features

Very easy to use,lords of useful features Reviewed on: 15th January 2026

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