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Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic customer service

5
Fantastic company with excellent customer service Reviewed on: 15th January 2026

Great app , good service, easy to keep track

5
Great app , good service, easy to keep track Reviewed on: 15th January 2026

Money care

5
Very helpful setting up a account Reviewed on: 15th January 2026

Great credit card, Zopa app is very easy to use wit...

5
Great credit card, Zopa app is very easy to use with everything that you need on it Reviewed on: 15th January 2026

They're fast and reliable and there customer relatio...

5
They're fast and reliable and there customer relationship is the best in uk. Reviewed on: 15th January 2026

Zopa is the one for me

5
They sprays make sure u have a good experience Reviewed on: 15th January 2026

So easy to use and no nagging emails or phone calls...

5
So easy to use and no nagging emails or phone calls fantastic Reviewed on: 15th January 2026

My card got hacked, & someone phoned me from Zopa an...

5
My card got hacked, & someone phoned me from Zopa and told me. So they sent me a new card out Reviewed on: 15th January 2026

This card got me back on my feet

5
This card got me back on my feet again after a very poor credit score it has now tripled and offering me chances to prove my self and build up my score Reviewed on: 15th January 2026

Fast and honest company.

5
Fast and honest company..I m happy with ZOPA.. Reviewed on: 15th January 2026

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