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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Sensible lender

Easy app track your spending build your borrowing power. Reviewed on: 21st January 2023

Great Card

I have had a Zopa zcredit card, they are easy to use, informative and no hassle Reviewed on: 21st January 2023

I happy with zopa credit card

I can access to my credit record and score Reviewed on: 21st January 2023

Simple and smooth

Great company with a simple and smooth application process Reviewed on: 21st January 2023

Awesome!

Fantastic, easy to use app! ⭐⭐⭐⭐⭐ Reviewed on: 21st January 2023

Quick/easy/reliable

Application easy to fill out , accepted even with a not so perfect credit score, manageable credit limit, online account easy to use plus payment receipt emailed to you when you re pay on your account. Reviewed on: 21st January 2023

Fantastic Credit Card provider

I really love Zopa. The app is great and so user friendly. Also the customer service is efficient Reviewed on: 21st January 2023

Customer Service

If I need to contact Zopa, they are always friendly and helpful in all transactions and support they offer. Reviewed on: 21st January 2023

Zopa credit card

Zopa credit card and app is great,Easy to use everthing is clear. Reviewed on: 21st January 2023

Straightforward and easy to use

From the moment I found out about Zopa, through applying and setting up, it was straight forward. Access is so easy online and with the app. It's got my vote. Reviewed on: 21st January 2023

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