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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great

Great service love the easiness of the app Reviewed on: 19th January 2023

Great when you needed them the most!

Helped me when I was in trouble so eternally grateful thank you! Reviewed on: 19th January 2023

Amazing credit booster card

Helps build your credit score with keeping payments upto date and not overspending your agreed limit Reviewed on: 19th January 2023

Whoever needs help zopa there...

I got one of the credit card from zopa. This helps me alot from some of my situations. And it's easy to use. The credit score made easy to review and easy to use Reviewed on: 19th January 2023

I am satisfied

helped me and my family in a difficult time, I will use their services in the future. Reviewed on: 19th January 2023

Easy and convenient

Easy to apply and smooth onboarding. App is easy to navigate Reviewed on: 19th January 2023

Happy Happy For Zopa

Happy that this company Zopa believes in me and helps me make dreams come true. Reviewed on: 19th January 2023

fantastic service

I haven't had any problem to-date with the use of my credit card and the app as well. The last time I spoke to a service agent, she was very helpful Reviewed on: 19th January 2023

British bank award

I haven't been using Zopa for the pass to years now and it's been great. Reviewed on: 19th January 2023

I love it

Easy compagnie help me build my credit why everyone refuse me Reviewed on: 19th January 2023

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