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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

cards

very easy to apply no hassel with the company Reviewed on: 17th January 2023

Fantastic card

Very easy to pay the balance over period of time I'm Reviewed on: 17th January 2023

Good company

A company that believes in second chances Reviewed on: 17th January 2023

Fantastic

Zopa's credit card has helped me a lot with expenses because of increased supplies. Reviewed on: 17th January 2023

The Best !

Simply application , clear terms and conditions , no nonsense jargon . Would recommend this company to anyone . Reviewed on: 17th January 2023

Recommend it to anyone

So easy to use great interest rates Reviewed on: 17th January 2023

The best credit card provider

Giving you the best rates and best offers Reviewed on: 17th January 2023

Great card to have

Great card to have, and fantastic customer service Reviewed on: 17th January 2023

Brilliant company

I have a credit card out with Zopa and think they are really good and easy to deal with Reviewed on: 17th January 2023

It is easy to use online, card machines and shops.

Many card issuers can raise interest rates as high as they'd like. Reviewed on: 17th January 2023

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