Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Zopa

5
I have to say everyone was lovely and the whole operation was simple. Excellent. Reviewed on: 16th January 2023
timgibbs@btconnect.com's avatar
[email protected]

They charge little interest.

5
I very satisfied with Zopa bank. Administration is also fast. Reviewed on: 16th January 2023
Anna Boda's avatar
Anna Boda

A no nonsense credit card

5
Zopa is seriously a no nonsense credit card service provider. In the background, keeping you in touch with current affairs and ready to spring into action if something goes wrong. Reviewed on: 16th January 2023
DJ Dave's avatar
DJ Dave

Best Credit Card Provider

5
Fast, easy and uncomplicated application process. Noteworthy is the affordable repayment set rate. Reviewed on: 16th January 2023
Adedayo Adeola's avatar
Adedayo Adeola

A very good product

5
One of the best cards, I recommend it. Reviewed on: 16th January 2023
Mihai Claudiu's avatar
Mihai Claudiu

Great Credit Card

5
Everything with Zopa credit card has been great. Texts each transaction straightaway, which is ideal for me, the layout of the app is so easy to use, reminders of payments to make, just really is the easiest and good credit card I have had. Reviewed on: 16th January 2023
MARIA CONSTANTINOU's avatar
MARIA CONSTANTINOU

Good

5
Very good and friendly service i can recommend Reviewed on: 16th January 2023
Vasil Demeter's avatar
Vasil Demeter

Great all round

5
Great all round. No problems at all. Reviewed on: 16th January 2023
David.searl's avatar
David.searl

Exactly the kind of customer experience I needed

5
The entire process from application stage to the actual usage of the card is very easy. I especially appreciate the fact that repayments reflect no almost immediately. I would recommend this provider to friends Reviewed on: 16th January 2023
Prissymosh's avatar
Prissymosh

Great Credit Card

5
Great Credit Card and fantastick customer service. Reviewed on: 16th January 2023
Peter's avatar
Peter

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill