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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Does what they say

Easy application, great App. Simple to understand and work with. Reviewed on: 15th January 2023

Recommend

They trust that I am a good customer when no one offer me this possibility Reviewed on: 15th January 2023

Amazing service.

Very good and fast service. Excellent Reviewed on: 15th January 2023

Best about and easiest to deal with

Easiest App to manoeuvre Everything so accessible. Reviewed on: 15th January 2023

Simply Best

Very good service and very transparent, very happy customer Reviewed on: 15th January 2023

Easy to apply for

Very straight forward when applying for this credit card and did not take long for the card to arrive! The app is easy to navigate and easy to use Reviewed on: 15th January 2023

Zopa Credit card

The app works incredibly well. Payments are simple to make and the credit balance is updated instantly. Reviewed on: 15th January 2023

Great features

This credit card stands out from other rivals. The installment option of the expenditures is the best option I have ever seen. Reviewed on: 15th January 2023

Superb App/Service

Such a pleasure to have a user friendly app and superb customer services Reviewed on: 15th January 2023

Perfect

very excellent without much bureaucracy Reviewed on: 15th January 2023

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