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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Life Saver, Balance Transfers Made Easy

Having applied for a Zopa card, I can 't believe the ease of application and the speed of the acceptance... fantastic service Reviewed on: 15th January 2023

Zoppa Card

Great company brilliant customer service Reviewed on: 15th January 2023

Easy stress free personal

Really taken care of, personal touch to customer care and looking after you, and your credit Reviewed on: 15th January 2023

Fantastic

Great company great service easy to deal with highly recommended Reviewed on: 15th January 2023

Easy & straight forward

Zopa offer a really good credit card that is super easy to manage via their app and allows to keep track of your spending. It's far more user friendly than traditional credit cards. Reviewed on: 15th January 2023

Best Application

Application available with good feature like borrowing power eligibility Reviewed on: 15th January 2023

Great service

Easy to apply, help and support given where needed. I would definitely recommend Reviewed on: 15th January 2023

Simply the best !!

All so straight forward and easy Reviewed on: 15th January 2023

Fast application for card, ok credit limit, better than another bank I have

Was looking for extra credit card, I didn’t need it, but just checking online, then found ZOPA offer and took it. Great fast service, got extra credit card with ok credit limit for a start. Looks like a good bank company. Thanks Reviewed on: 15th January 2023

Excellent

Cheaper rates than most high street lenders, excellent service and a great app, only downside is no balance transfer features but apparently that’s coming soon Reviewed on: 15th January 2023

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