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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa is amazing!

I love the app. The efficiency and ease of use. The card itself is attractive, the hints on the app are helpful and I am very pleased with the overall service. Reviewed on: 15th January 2023

Excellent

I would definitely recommend it to friends and family Reviewed on: 15th January 2023

Easy and open

Zopa was easy to set up and the app is really easy to use and understand, it's clear and efficient Reviewed on: 15th January 2023

Nice work

Nice work for me and proffessional the best Reviewed on: 15th January 2023

Fantastic app

It was very easy to apply and be accepted for a credit card. The app makes it so easy to manage payments and make extra payments if you choose. Zopa always let you know when a payment is due in plenty of time. Reviewed on: 15th January 2023

One word perfect

Zopa just make everything plain and simple Reviewed on: 15th January 2023

Zopa the best in crefit

Very helpful hints. Always happy to help. Online talks easy to follow. Reviewed on: 15th January 2023

Really good team

Always happy to help you with any queries should u have something to ask. Reviewed on: 15th January 2023

Easy to manage

All been easy to manage so far. Only had for a short while but app is easy to use Reviewed on: 15th January 2023

Well worth a look

Excellent service, easy to apply, I highly recommend Reviewed on: 15th January 2023

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