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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Innovatation

I really appreciate the app and service render by Zopa Reviewed on: 15th January 2023

easy to use no hassle

handy card to use when u need it you can set your contact less limit which is great just incase u lose your card Reviewed on: 15th January 2023

Overall experience excellent

Zopa is a great company caring staff and overall honesty is their policy Reviewed on: 15th January 2023

Zopa

Amazing company would recommend to anyone , 10/10 Reviewed on: 15th January 2023

excellent services and functionable app

excellent experience with their services Reviewed on: 15th January 2023

Zopa feedback

Very easy to manage account plus very helpful information and support Reviewed on: 15th January 2023

Excellent

Very easy application, app is excellent - balance transfer couldn't have been easier Reviewed on: 15th January 2023

Quick

Very easy to apply and no been messed about. Card came with in time, they stated even when post office were on strike Reviewed on: 15th January 2023

Outstanding service

Very easy to use ,customer service is excellent wouldn't try anywhere else ,first rate and website is very easy to use Reviewed on: 15th January 2023

Clear helpful prompt

I can honestly say that this has been the best thing I've done because all processes have been done without upset. Reviewed on: 15th January 2023

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