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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So easy to use

With the app and regular monthly updates it's a great product Reviewed on: 15th January 2023

Wonderful

I like your app and your easy payment Reviewed on: 15th January 2023

Good all round company

App is easy to use and understand and the credit score comes in handy to sort finances out Reviewed on: 15th January 2023

Amazing company

Great customer support and service. Reviewed on: 15th January 2023

Always helping

Zopa helped me out when others wouldn't. They provided an excellent customer service and do all they can to help out. Always able to help no mater what the problem. Communication is always 100% satisfactory. Would recommend to anyone Reviewed on: 15th January 2023

Stress free

Easy application. Instant decision. Money in bank in minutes. Easy to use website to manage account. Overall, a stress free process Reviewed on: 15th January 2023

Good

Good communication skills all round Reviewed on: 15th January 2023

The best credit card provider

Easy to apply and get answer in few minutes and amazing customer services with a friendly app Reviewed on: 15th January 2023

Great service

Since receiving my zopa credit card I have received great service from them and am impressed with my choice on credit card. Reviewed on: 15th January 2023

Excellent service

Excellent service easy communication Reviewed on: 15th January 2023

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