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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Financially friendly

Helped me when I needed it and helping me to get back on track Reviewed on: 14th January 2023

Excellent

Very quick and easy process to apply and card delivered fast Reviewed on: 14th January 2023

Amazing service

Amazing service good all round app always know what's happening at any time Reviewed on: 14th January 2023

Credit card

Great credit card for emergency funds and payments get credited immediately back onto your card Reviewed on: 14th January 2023

Great product

Great product with great service Reviewed on: 14th January 2023

Excellent & ethical

Zopa has allowed me to build my credit rating whilst keeping my limit at a reasonable amount Reviewed on: 14th January 2023

Great service

It’s a great service, great company for helping you get back on track with your credit score Reviewed on: 14th January 2023

Please customer

Have had the best experience with zopa and they have helped me build my credit score Reviewed on: 14th January 2023

Very good

Really good experience would definitely recommend you to a freind Reviewed on: 14th January 2023

Fabulous

Never had a problem with Zopa, very helpful, professional and friendly service. Reviewed on: 14th January 2023

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