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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Really great company

Easy, fast, simple credit card application. Great rates, even better customer service. No complaints whatsoever Reviewed on: 14th January 2023

Love it

Quick and easy to apply and manage Reviewed on: 14th January 2023

My First Credit Card fir Years

Thanks too Zopa I have managed to have a credit card again. Over the past 4 yrs I was with a woman who run up big debts on cards using my name. I have managed to clear these and acquired a credit card again thanks to ZOPA. I would like to thank Zopa for putting there trust in me... Reviewed on: 14th January 2023

A plus

Great product great service would definitely recommend Reviewed on: 14th January 2023

Great

Amazing loan easy to use app would highly recommend Reviewed on: 14th January 2023

Great credit card

I have found using Zopa really great.! They help you improve your financial situation by giving you advice on how to best manage your finances. Reviewed on: 14th January 2023

Great app

I only have this card for small purchases, the protection and security are excellent. And the app makes it so easy to keep track! Love it. Reviewed on: 14th January 2023

Excellent

Zopa are an excellent card provider they keep me informed about all offers and send reminders when payments are due the app shows all my transactions and is easy to use Reviewed on: 14th January 2023

Brilliant

I have never had any trouble paying the app is so simple to use Reviewed on: 14th January 2023

Easy, efficient and helpful

Easy to apply and great app to keep on track Reviewed on: 14th January 2023

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