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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card with Ease

Zopa credit card is very easy to get and the customer service is available at all a time and very helpful. Reviewed on: 14th January 2023

Best company ever

Absolute diamond of a company, very reasonable rates fast response would recommend to anyone, so quick and easy Reviewed on: 14th January 2023

Helpful and transparent

Zopa has been extremely helpful, easy to use, trustworthy and transparent. It has also provided me with some useful insight into my spending power and credit report. Very happy. Reviewed on: 14th January 2023

Great customer service

Staff are very helpful and willing to support. Easy to use Reviewed on: 14th January 2023

Great

Decent card easy to use quick replacement if needed so yeah decent service Reviewed on: 14th January 2023

Really easy to apply

Easy to apply helpful tools and advice highly recommended Reviewed on: 14th January 2023

Customer feedback

Very simple process to obtain credit to assist financial assistance in a current cost of living, they’re understanding, supportive and great CS, other companies need to learn from them! Reviewed on: 14th January 2023

Great company!

Zopa is a great company. I have never had any issue with my credit card account, even if I have accidentally exceeded my limit. I am very happy to support them. Reviewed on: 14th January 2023

Brilliant

Never messed Me about the app if very helpful as well Reviewed on: 14th January 2023

Awesome credit provider!

I was looking for something new and a bit different in terms of credit card providers. I came across Zopa through a recommendation from a credit report company. Maybe experience has been nothing short of excellent! Easy application process, instant response and acceptance. Started off with a small credit limit as I didn't want to put all my eggs in one basket so to speak, but I am so happy that I chose Zopa. I will be staying and growing a relationship with Zopa for many years to come. Customer service is outstanding and everything about my experience so far has been so easy to manage. Any problems/questions have been dealt with efficiently and swiftly. I will definitely be recommending Zopa to all of my friends and family! ⭐⭐⭐⭐⭐ Reviewed on: 14th January 2023

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