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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa are the best

Excellent credit building card. No pressure to use either Reviewed on: 14th January 2023

Credit how it should be

Very helpful and thorough. Great to deal with and highly recommended Reviewed on: 14th January 2023

Good customer care

Great service when you interact with the team Reviewed on: 14th January 2023

Easy to use

A very easy, plain credit card to use & online too Reviewed on: 14th January 2023

Proper

Easy to deal with help you with your finances not just take take take great company Reviewed on: 14th January 2023

Zopa credit card

Help keep you on track , helpful customer service. Helps improving your credit score Reviewed on: 14th January 2023

My Credit Card

Just had my new credit card. Fabulous.All so easy. Reviewed on: 14th January 2023

Really good service and follow up.

Excellent and good practical advice on all factors Reviewed on: 14th January 2023

Excellent service and excellent quality

Very good company and very transparent about everything they do Reviewed on: 14th January 2023

Zopa The Moon with my credit card

Never had one single issue from the moment I-signed up for Zopa was recommended by a friend. Simply the best. Reviewed on: 14th January 2023

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