Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Have confidence in Zopa

From the first contact, communication, customer service" have been first class. I would definitely recommend others to approach Zopa for a Credit Card Reviewed on: 14th January 2023

Flexibility equals clearly

Recommend for people with don’t believe for easy and simple problems solutions Reviewed on: 14th January 2023

Easy application.

Easy application. Great communications. And fab app Reviewed on: 14th January 2023

Excellent financial tool .I would recommend to everyone

Zopa doing remarkable job in my life . Gives me incredible confidence Reviewed on: 14th January 2023

Excellent Service

Zopa card has helped build my credit and protected against unauthorized charges. Reviewed on: 14th January 2023

Reliable

Great company. Easy to deal with. Couldn’t ask for better. Reviewed on: 14th January 2023

Professional, User Friendly, Flexability

Zopa are a professional, happy to help organisation, who are concerned about their customers and offer advice and flexibility in this current climate. Reviewed on: 14th January 2023

Brilliant credit card!

Brilliant little card! I got 6 months interest free balance transfer so I could manage my finances well. Highly recommended. Reviewed on: 14th January 2023

Excellent

Zopa has been a good lending company that is reliable and trusted with confidence. Reviewed on: 14th January 2023

Fantastic credit card

Great card easy to use brilliant Credit limit easy to pay Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.54 from 37 reviews
Credit Card
from Ocean Finance 4.08 from 22 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub