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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Awesome service and most importantly they care for there card holders.

Honest company with their clients Reviewed on: 14th January 2023

Trustworthy Company

Love that you can lock some of you’re balance for emergencies and very affordable interest Reviewed on: 14th January 2023

Helping me get a new start after relationship break up which left me in debt

Card as helped me out where normally would have to do without eg electric gas food. I suffer with stress and would panic now I know when times get hard I have card to help till payday and my credit rating has improved a lot which was my main goal Reviewed on: 14th January 2023

Good online login with details information

Very easy to use on-line You will see your spending and how much to pay with date Reviewed on: 14th January 2023

Great card

This is a good card and is easy to keep on top of Reviewed on: 14th January 2023

Great service

Easy to apply and great app to keep track of purchases and payments. Reviewed on: 14th January 2023

Great friendly team

They are a great credit card company so happy with there service Reviewed on: 14th January 2023

Brilliant

Fantastic company customer service team brilliant Reviewed on: 14th January 2023

Cinderela

I loved my card , is very important for me has this card . Reviewed on: 14th January 2023

Excellent rate

I have been extremely happy with the interest rate and other offers Reviewed on: 14th January 2023

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