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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Easy to apply. Great for using anywhere. Reviewed on: 14th January 2023

Helpful and excellent

Real people with excellent product Reviewed on: 14th January 2023

Great Fresh Company

I love Zopa Easy to apply Great app design Love the info it gives out Feels fresh and modern Reviewed on: 14th January 2023

Best and reliable

My best credit card ever and low interest rate Reviewed on: 14th January 2023

Great online service

Never had a problem,always keep me upto date. Reviewed on: 14th January 2023

Excellent service and easy to understand

Ive used zopa for around a year now and havent had any issues with their services, i did need to call a couple times and each time i was helped out properly and with due care, would recommend Reviewed on: 14th January 2023

Credit card

Excellent could not fault it they give me a chance to prove my self whe no one else would and I have proven I can pay Reviewed on: 14th January 2023

Very helpful and friendly

Great with statements very competitive and great value Reviewed on: 14th January 2023

Excellent service

Excellent service and easy website to use. Reviewed on: 14th January 2023

Zopa credit card satisfied customer

Excellent app, decent interest rates. Regular easy to understand statements Reviewed on: 14th January 2023

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