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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card review

Great finance and credit card I would recommend to anyone! Reviewed on: 14th January 2023

Excellent product

Excellent credit card easy to use app as well with all the functionality you would need including your borrowing power Reviewed on: 14th January 2023

Easy to set up, use & manage...

...also when you make a payment it is applied instantly, don't have to wait days for it to update, app is helpful & easy to use too. Reviewed on: 14th January 2023

Cannot fault the card

Easy to use App and brilliant customer service Reviewed on: 14th January 2023

Credit card

Been with Zopa for quite some time and been absolutely fantastic with repayments and reminders. Also offers to increase credit limit at appropriate times. Reviewed on: 14th January 2023

Excellent online application

The application process online was very easy and the decision was immediate. Documents signed the same day. Reviewed on: 14th January 2023

Always ready for me

When I need to use it aleyas is ready and when I pay the balance is fixed fast that’s really good Reviewed on: 14th January 2023

Good card

Easy to apply and use and no hidden charges Reviewed on: 14th January 2023

Quick and Easy

It was really quick and easy to apply for my credit card online, I felt confident that I was dealing with a security conscious company , offering great interest rates and keeping the customer at the heart of the process. Reviewed on: 14th January 2023

Clear, simple, easy

Simple and easy provider. Everything is clear in the app and had no issues Reviewed on: 14th January 2023

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