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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simplicity

From the straight forward application process to the speed of delivery was superb. The app is so easy to use and ideal to track everything. A great user friendly product. Reviewed on: 14th January 2023

Best alternative credit card

Probably the best ever that comes out on alternative lending by a bank that gives consumer a chance in such a volatile economic environment...10* Reviewed on: 14th January 2023

Easy to stay in control of finances

The app gives me total control of my finances due to being able to view my balances I stay in control hence improving my credit score Reviewed on: 14th January 2023

great

Great service helpful staff would reccomend Reviewed on: 14th January 2023

Easy to use app.

Easy to use app, manageable credit limit, great customer service. Reviewed on: 14th January 2023

Amazing Service

Easy to apply and app is amazing such a great credit card - Zopa simply the best! Reviewed on: 14th January 2023

Excellent

Zopa is an excellent credit card provider they keep a good eye on your credit limits and offer multiple services . Would recommend to anyone thinking of applying Reviewed on: 14th January 2023

Highly recommended

Best customer service Easy to use Reviewed on: 14th January 2023

Simple application

Straight forward application for a credit card. They also offer a savings account too, which I’m planning to use. Reviewed on: 14th January 2023

Really good

Quick and fair, really helped me out when I need credit. Reviewed on: 14th January 2023

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