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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Credit building.

4
This card has really helped me build my score back up. It’s easy use , and most importantly it has a savings pot which I find very refreshing. Reviewed on: 14th January 2023
Robert's avatar
Robert

Easy to use Great promotion

5
Gave me a chance to improve my credit rating Thank you Reviewed on: 14th January 2023
Julie Maddran's avatar
Julie Maddran

Excellent

5
I have really bad credit and these are the only one to offer me a card. It's helped loads to build my credit rating back up. The app is super simple to use and makes it a breeze to check available credit see my bill and even check my pin Reviewed on: 14th January 2023
philip dootson's avatar
philip dootson

The best credit card

5
Its fantastic credit card to use Reviewed on: 14th January 2023
Waeis's avatar
Waeis

Excellent company

5
Zopa are a fantastic credit card company with really good customer support service highly recommended Reviewed on: 14th January 2023
Sarahstickler 's avatar
Sarahstickler

Very happy with zopa credit card

5
I’m happy to use this credit card! Thanks Zopa!! Reviewed on: 14th January 2023
Iurie Gavrilan's avatar
Iurie Gavrilan

Very easy to set up and they are very helpful

5
I never felt pressured at any point Reviewed on: 14th January 2023
Luis Freitas's avatar
Luis Freitas

Great card

5
Great card with an easy to use app everything is very simple and understandable Reviewed on: 14th January 2023
Janina Hedley's avatar
Janina Hedley

Highly recommend

5
Zopa was the only one who accepted me as a client to build my credit score. With no history or bad credit because I didn`t have loans, mortgage, etc. they offered me a credit card. Reviewed on: 14th January 2023
Sabina Iolanda Stanescu Groparu's avatar
Sabina Iolanda Stanescu Groparu

Great card

5
The app is really good to use and you can manage you account with ease on if Reviewed on: 14th January 2023
Kara's avatar
Kara

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