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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great product

Flexible and easy to manage. Like credit cushion feature. Reviewed on: 14th January 2023

Brilliant

Was so easy to apply for it, everything was explained beforehand, I knew what my limit was and how much Apr I would need to pay straight away. Reviewed on: 14th January 2023

Great credit card so easy to apply

Low interest and simple to use easy to apply to Reviewed on: 14th January 2023

Flexible spending

The credit card is such a great way to increase your credit score! Reviewed on: 14th January 2023

super service

excellent customer service and help with your account Reviewed on: 14th January 2023

Outstanding professional services

Zopa is outstanding. Their staff are very supportive and promptly respond to queries at all times. Getting a loan and a credit card from them took less than 5 minutes! Their services remain the best experience that I have ever had. I highly recommend them to families, friends, and everyone. Reviewed on: 14th January 2023

Excellent

Amazing good Apr, absolutely nice Reviewed on: 14th January 2023

the most prompt

very happy with the services provided. easy to understand for everyone Reviewed on: 14th January 2023

Quick and easy

Was speedy to register with then and communication with them is the best I've ever had with a card provider. Reviewed on: 14th January 2023

Amazing service

Always willing to help and easier to use. Reviewed on: 14th January 2023

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