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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing service

Everything is updated in real time & all the online interfaces are so intuitive. Amazingly smooth service and you know exactly where you are with your credit as well. Additionally to this their customer service is so proactive & there’s also financial information that they provide as well; all round just a fantastic company! Reviewed on: 14th January 2023

best

simply and easy to use , happy costumers Reviewed on: 14th January 2023

Review

Very easy to apply, app is easy to use and allows you to keep check of your spending and payments required. Reviewed on: 14th January 2023

Amazing

Super really helpful if ever have a problem defeating number 1 Reviewed on: 14th January 2023

Been using to build my credit

Using zopa card to help me build my credit and find it so to keep in control of my spending Reviewed on: 14th January 2023

Excellent credit card provider

Since I hv been using Zopa credit card. I hv never had any issues with them. Its a provider i will recommend to everyone with the app also being user friendly and zopa has good customer services. Reviewed on: 14th January 2023

Fab access to banking!

Their app is so easy to use and on the occasion you forget your pin, you can access it online! Reviewed on: 14th January 2023

Card

Not a bad card very helpful great Reviewed on: 14th January 2023

Best credit card yet

The app is very simple to use and I have had no problems Reviewed on: 14th January 2023

User friendly

Easy online application and user friendly website. Helpful reminders for payments and balances. Reviewed on: 14th January 2023

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