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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

THE BEST YET

ZOPA have given me the chance to rebuild my credit ratings, with easy and practical ways, service is second to none with the phone app i can check my spending check helpful hints on using my card Reviewed on: 14th January 2023

The only credit card that accept to me

Zopa is the only credit card that accepted me for an account perfect amount to start of credit will recommend to other people Reviewed on: 14th January 2023

Straightforward and easy

Zopa helped me rebuild my credit rating and also has a helpful and easy to use app. Reviewed on: 14th January 2023

Easy app great service

Fantastic app !! Quick payment options highly recommend Reviewed on: 14th January 2023

An amazing credit card

Very useful and good for bad credit.my credit have already started repairing itself! Reviewed on: 14th January 2023

Good app

Easy follow up but unfortunately can’t use my card on Apple Pay. Only downside Reviewed on: 14th January 2023

Very Nice and Wonderful Credit Card Company

I have never had any regrets with this great company Reviewed on: 14th January 2023

Helped me gain a good credit rating

I had really bad credit before I got my card and the easy to use app helped me keep track of my spending and helped me get on top of my payments and gaining a good credit rating Reviewed on: 14th January 2023

Honest and simple

Very helpful, honest, and simple to communicate with and manage your account. Reviewed on: 14th January 2023

Easy to maintain acc with accuracy

Low limit to start with but over all satisfaction granted Reviewed on: 14th January 2023

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