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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Credit Card

So simple to get all my details and amazing to use overseas Reviewed on: 14th January 2023

Online banking made easy

Short and simple application process, easy to use Reviewed on: 14th January 2023

Excellent service provider

Very good and productive with lots of benefits Reviewed on: 14th January 2023

Value

This card is very easy and manageable, also the app is easy to navigate and understand and with all the tools provided is a very put together app , I would highly recommend this card and app to anyone looking for a credit card to help with the current financial situation we are in at the moment. Thier customer service is first class as well and very helpful Reviewed on: 14th January 2023

Simply the best

Excellent no hassle service, and the ease of looking at the app seeing what you’ve bought, how much you owe and payment due is the best I’ve come across Reviewed on: 14th January 2023

Amazing

Credit easy to use. App really easy to use very happy with all my service I have received Reviewed on: 14th January 2023

Excellent service

Easy to use and excellent service Reviewed on: 14th January 2023

Awesome service

I have only had my Zopa credit for a few months and I have received nothing but excellent service from day one and they have help myself through a difficult Christmas time, I now look forward to the rest of the new year knowing I’m secure financially Reviewed on: 14th January 2023

The best credit card company that has an excellent customer services.

I have had a very excellent service from Zopa credit card and I will certainly recommend it to anyone that wants a credit card that has value for the money. Highly recommended Reviewed on: 14th January 2023

Couldn't be any better

Never had a problem add to.ask for advice and was answered very fast Reviewed on: 14th January 2023

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