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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Really helpful

Great service and really helpful Reviewed on: 14th January 2023

Professional

Brilliant service, easy set up, would recommend to anyone Reviewed on: 14th January 2023

Zopa the best

Awesome credit and the app is the best to track my spending Reviewed on: 14th January 2023

zopa appraisal

ive had no problems with zopa since i joined them.. i am well informed if anything is to change with my account Reviewed on: 14th January 2023

Best for me!

Love this card as very flexible and helps to maintain credit levels. Reviewed on: 14th January 2023

Great company

With the app it tells you every transaction- love this card Reviewed on: 14th January 2023

Perfect

Brilliant way to improve your credit score with up to date information Reviewed on: 14th January 2023

The app is really easy to use!

Great communication , the app is user friendly and would highly recommend this company and product. Thank you so much Reviewed on: 14th January 2023

Fast and easy service.

I have no issues with Zopa, quick responses and reasonable APR Reviewed on: 14th January 2023

Zopa

Excellent service from zopa. No fuss Reviewed on: 14th January 2023

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