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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy stress free

The App is easy to navigate customer care is second to none. Reviewed on: 14th January 2023

Feras zopa

It's a really perfect card, Ease of use and help with Credit Score Reviewed on: 14th January 2023

Easy, simple

I found it easy and very simple to apply for a credit card. No hard check, so it didn't affect my credit score and I got what I needed . Reviewed on: 14th January 2023

Very good service

Zopa are excellent at keeping you updated about your account and ensuring your kept posted about any changes or when payment is due Reviewed on: 14th January 2023

Good company

I am happy with my card ! And Customer service is very Good Reviewed on: 14th January 2023

help built my credit score

Good service and help built my credit rating Reviewed on: 14th January 2023

Reliable

They are very reliable and trustworthy company Reviewed on: 14th January 2023

Excellent

They are reliable, always there to help Reviewed on: 14th January 2023

Great experience for my first credit card

Zopa has been a great experience for my first credit card, it was very clear to understand what i was committing to when applying and they have sensible borrowing limits. Zopa also have lots of features to help you with you manage your money and create buffers for rainy days. I have had to contact Zopa staff in the past and they were extremely helpful and provided a quick and speedy solution to my problem. I have recommended Zopa to my friends who are beginning to shop around for credit cards and they’ve have just a great experience as me. Thanks Zopa!!! Reviewed on: 14th January 2023

Great card

Just a very good card to have. When you pay your payment it actually goes off your debt. Reviewed on: 14th January 2023

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