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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card & service.

Zopa gave me a chance when other credit card providers turned me down. Fast sign up, very user friendly card. And I got an interest free period for balance transfers too, which really helped me back on my feet. I am very happy with Zopa, simply can't fault them. Reviewed on: 14th January 2023

Credit

Very helpful and always will to offer advice and additional help if required Reviewed on: 14th January 2023

Very good one

Easy to use the platform and accept everywhere Reviewed on: 14th January 2023

Accommodating.

Needed the extra help and Zopa to the rescue. Reviewed on: 14th January 2023

Zopa Credit Card

Love this card it’s easy to use Reviewed on: 14th January 2023

Great

Good customer service good product easy use app highly recomend Reviewed on: 14th January 2023

Gave me a chance

Gave me a chance on a credit card and a chance to build my credit score Reviewed on: 14th January 2023

Easy to use, informative

Have had Zopa for about 12-18 months, have never had an issue with them, and the app is very clear and informative, will additional links to loans, etc Reviewed on: 14th January 2023

Zopa are the best company they listen

Zopa are the best, their customer care is 2nd to none. They make sure you do not go into asking for something beyond your circumstances. Reviewed on: 14th January 2023

Easy

Easy to apply for and kept updated each mont Reviewed on: 14th January 2023

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