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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Safe secure clear app

Efficient Kept informed by email of changes statement updates. App easy to use clear instructions. Reviewed on: 15th January 2026

Having been with Zopa for quite a while, both with a...

Having been with Zopa for quite a while, both with a loan and a credit card, I find their information platform excellent. Always know exactly where you are with any product. Updates on spending is daily. I’ve been round the block with finances, Zopa is up there with the best. Reviewed on: 15th January 2026

I got a car on finance and also a credit card card f...

I got a car on finance and also a credit card card from Zopa and very happy with them Reviewed on: 15th January 2026

Simplicity perfected

Ever since getting a Zopa card, everything has been transparent, simple and open. No problems, no hidden conditions just straightforward and wonderful customer journey. Reviewed on: 15th January 2026

Zopa is sensible with borrowing funds.

Zopa is sensible with borrowing funds. A company that dosnt throw credit at you to get you into debt. A company I trust. Which is very important when lending money Reviewed on: 15th January 2026

Amazing Service

I can’t fault Zopa at all, very happy with their service Reviewed on: 15th January 2026

Very good service and helpful many thanks

Very good service and helpful many thanks Reviewed on: 15th January 2026

The app is so simple to use, everything can be done...

The app is so simple to use, everything can be done from one app! Reviewed on: 15th January 2026

Good credit card account.

Good credit card account. Reasonable interest. Would be great if could be added to Apple Pay Reviewed on: 15th January 2026

Very easy to aplly,also help me increase my credit s...

Very easy to aplly,also help me increase my credit score because of having this card. Reviewed on: 15th January 2026

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