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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick and Easy

Quick and easy application process with excellent support and a brilliant App Reviewed on: 14th January 2023

Fantastic service

Brill card fantastic service app is great easy to use Reviewed on: 14th January 2023

Easy and straightforward

Application process was very easy, card arrived in a few days and the app is great to use. Reviewed on: 14th January 2023

Credit card

Very good company respond well to your every needs been with them a little while now very happy many thanks Reviewed on: 14th January 2023

TCB

Great company highly recommended, Aaaaa+++++TCB Reviewed on: 14th January 2023

Zopa review vote

Never had any trouble with my card what so ever, couldn't ask for an easier app either Reviewed on: 14th January 2023

Easy and quick

Easy and quick, the website is laid out well and has good features in it Reviewed on: 14th January 2023

Recommend to everyone!

Very easy, clear, concise and quick to use, user interface is brilliant and efficient and signing up took less time that’s the kettle boiling!! Highly recommend to anyone and everyone who would benefit from a credit card. Reviewed on: 14th January 2023

Best credit card

Was very easy application. Great app that keeps you on track. Reviewed on: 14th January 2023

Excellent

App is easy to use and when I rang customer service they were so helpful Reviewed on: 14th January 2023

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