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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

Always had no issues always been great Reviewed on: 14th January 2023

Excellent product

Excellent service, can see why it’s the best out there Reviewed on: 14th January 2023

Best credit card and staff so helpful

Got my card within three day after applying for it off to a good start Reviewed on: 14th January 2023

Very easy to use and manage

Great Credit card widely accepted easy to use and very easy to manage via the Zopa App Reviewed on: 14th January 2023

Credit card

I am really very happy with Zopa Reviewed on: 14th January 2023

I recommend zopa card

they are the best, I recommend them Reviewed on: 14th January 2023

Fantastic company

Great product with no fuss easy to apply application Reviewed on: 14th January 2023

Excellent hassle free service.

Easy to any and setup with balance transfer option. Excellent app easy to make payments and keep an eye on your credit line. Reviewed on: 14th January 2023

All very good thank u

It's all good very happy an been kind through it all Reviewed on: 14th January 2023

I was looking for a credit card and Zopa just make that dream come true. I got a credit card with £500 limits and thats add an amazing value in my living hood.

I used the apps that easy to use as a new credit card user. Easily can check my billing date, statement and transaction details. I would be happy if Zopa can increased my credit limit to £1000 then I will use my card more frequently considering my limits. Reviewed on: 14th January 2023

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