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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic service

Excellent credit card helpful to everyone. My credit score is improving and I get more support and satisfaction Reviewed on: 14th January 2023

&)))£

I really like using Zopa and I would recommend having a Zopa credit card Reviewed on: 14th January 2023

Amazjng

Very good app and when I pay into my card my balance is updated straight away unlike my tesco card which takes 2 weeks... Zopa has also had very good customer service with me. Reviewed on: 14th January 2023

Very convenient

Satisfies me. I like it, easy to use, helps a lot in situations where there were unexpected expenses and cases. Reviewed on: 14th January 2023

I recommend with the greatest pleasure

Good and helpful, It helped me when I had problems, or need to use, it is of great help Reviewed on: 14th January 2023

Credit card

Very satisfied with the product Reviewed on: 14th January 2023

Good card for bad credit.

Good card for people with bad credit. Gives you a reasonable limit to use and the app gives you full control over everything. Reviewed on: 14th January 2023

Absolutely can't fault Zopa

The best credit card I've ever had. They're very clear with every aspect of my credit card. From payments to terms. Their app makes it easier to manage all parts of my account. My credit rating has increased by 200 in the last 3 months. Very happy Reviewed on: 14th January 2023

Perfect

I use my card on a regular basis it’s easy and especially the app would highly recommend Reviewed on: 14th January 2023

Perfection

They were easy to deal with and any issues are sorted straight away thank you Reviewed on: 14th January 2023

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